Welcome to the Throggs Neck area of the Bronx! Enter into this single family home and upon entry, you're welcomed into a generously sized living room, creating a warm and inviting atmosphere. The open-concept formal dining area seamlessly flows into the eat-in kitchen, which features mahogany counters, granite countertops, and stainless steel appliances, offering both functionality and style. Adjacent to the kitchen, there's a sunroom/bedroom with a private entrance, providing versatility and convenience. Upstairs, you'll find two large bedrooms and a full bathroom equipped with a jacuzzi, providing comfort and relaxation. The huge finished basement includes a laundry area and a private entrance leading out to the backyard and detached garage, offering additional living space and practicality. The spacious backyard is perfect for entertaining guests or enjoying outdoor activities. Recent upgrades such as a new roof, vinyl siding, and stone work stairs enhance the home's curb appeal and durability. With its potential mother-daughter setup, this home offers flexibility to accommodate various living arrangements. Conveniently located close to transportation, shops, parks, and schools, this property offers easy access to amenities and services. While all information provided is believed to be accurate, it's always recommended to verify details independently. Accepted Offer continue to show.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $572,000 | $572,000 | $572,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.623% |
Monthly Tax Payment | $458 | $458 | $458 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,902 | $3,854 | $4,944 |
Total Monthly Payment | $4,452 | $4,404 | $5,494 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.