PH-H, available for sale, is an open loft duplex loft duplex with a 200sf patio and 2 assigned parking spaces, 1. 5 baths. Located on 8th & 9th flr this open concept home is bright and very unique. With 20' vaulted solarium windows and ceilings views are vast and sprawling: Statue of Liberty and skylines of NYC, NJ and Brooklyn. The U-shaped kitchen has a counter seating 2-4 and plenty of cabinet space. All SS appliances are new a gut renovation was done 2019. SPIRAL stairs take you to the upper level, with 2 bedrooms or 1 Br + spectacular home office (depending on your needs) facing the solarium windows. No king beds unfortunately. The European full bath has a natural-light infusing glass-block wall. The oversized Italian ceramic metro tiles cover walls and heated floors. The cabinetry and storage is smooth wenge wood with brushed pewter accents. There is also a skylight on the upper level. There are numerous closets, a WIC and overhead storage. This level has a glass balcony overlooking living room and the solarium windows facing the views. Heat, hot water and gas is included. A new 3-ton CAC (central air) with a supplementary dual heating unit is included. Safe and serene, 10 Bay St Landing is located in a 13 acre gated waterfront community steps from the ferries (the NYC waterways fast ferries) with 24Hr security, package collection, Tennis/Pickle ball courts, BBQ's, great lawns and no thru-traffic. Call Desiree for an appointment to show. This apartment is listed by the owner/Licensed Associate Real Estate Broker.
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $527,200 | $527,200 | $527,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.055% | 6.120% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,419 | $3,463 | $4,413 |
Total Monthly Payment | $3,511 | $3,555 | $4,505 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.