This charming 3 bed, 2 bath coastal cottage has endless possibilities as the island home of your dreams or a great investment property for Airbnb or VRBO. With direct gulf access, over 70 feet of wide canal frontage, and an existing dock with a boat lift (boat lift capacity 10k with 12. 6 beam and extra piling for future second boat lift), you’ll spend your days on the Gulf and your evenings watching the manatees and dolphins playing in your backyard. Plenty of space to add the pool of your dreams! The interior of the home is very spacious and bright with several big windows maximizing the stunning views. Relaxing beach vibe featuring white paneled walls capped with crisp clean crown molding, ceiling fans, recessed lighting, slatted panel interior doors, and waterproof vinyl flooring throughout. The open kitchen located in the center of the home, features a stainless steel range and dishwasher, perfect for cooking up the catch of the day without being cut off from your guests. You’ll love spending time on the open deck accessible from newly installed impact glass sliders just off the dining area, offering plenty of space for entertaining a crowd. Laundry room, storage and an additional bath located on the main floor. New roof installed in 2023. A/C was replaced 2022. All boat and home decking is composite. Extended driveway with room for the largest of RV's.
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,999 | $479,999 | $479,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.538% |
Monthly Tax Payment | $250 | $250 | $250 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,274 | $3,190 | $4,116 |
Total Monthly Payment | $3,616 | $3,532 | $4,458 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.