Welcome to The Preserve at Handy Pond. This 41 unit development is a 55+ Community *(please refer to Disclosures). The residence offers single level living at its finest with two additional bedrooms, multiple walk-in closets and full bath upstairs. Unit 24 is located in the desirable final phase of Handy Pond with its preferred location and private back yard. The interior boasts a neutral palette of colors and surfaces, offering a two story grand entry, white kitchen cabinetry with granite, upgraded stainless steel appliances, glass subway style back splash and off white porcelain tile. Continue to the open concept first floor dining room, two story living room featuring an elegant gas fireplace, half bath with pedestal sink and crown molding, all with hardwood floors overlooking the oversized private rear screen porch. Continue to the large cathedral main bedroom suite with hardwood floors, large walk-in closet, double 6' granite vanity with custom tile shower complete with glass shower enclosure. Additional feature include large one car garage with smart garage door opener, first floor laundry, 2 zone programable heating and A/C, whole house central vacuum and large lower basement ready for future expansion if desired. The Handy Pond property is professionally managed and maintained with lush mature grounds, irrigation and low association fees. Located within close proximity to Providence, Boston, TF Green airport, shopping, restaurants and major highways. TRUELY A MUST SEE
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $423,920 | $423,920 | $423,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | $266 | $266 | $266 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,892 | $2,818 | $3,577 |
Total Monthly Payment | $3,250 | $3,176 | $3,935 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.