Lovely updated 3 bedroom, 1 bath ranch completely remodeled in 2021 with new Kitchen, bathroom, flooring, entry door, slider and windows. This home boasts a new high efficiency 20 SEER Heat pump for heating and cooling, hybrid heat pump water heater and new pressure tank, pressure switch and well pump. All new LED lighting throughout the home. you will love the beautiful hardwood floors. In the winter relax in front of the cozy Napoleon fireplace with thermostatic fan control and in the Summer enjoy grilling on the deck overlooking the level backyard. Wallingford electric is a huge plus as well as city sewer. Great starter home or retirement home. The town of Northford is a wonderful small town with a country feel, but just 25 minutes to downtown New Haven, Yale hospitals, Yale University and the train station and just 90 minutes to NYC. Town records state this as a 2 bedroom home however there are 3 full bedrooms in this home all with closets and full size windows.
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Main |
Full Bath | Remodeled | Main |
Kitchen | Remodeled,Dining Area,Eating Space | Main |
Living Room | Fireplace,Hardwood Floor | Main |
Office | Hardwood Floor | Main |
Primary Bedroom | Hardwood Floor | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $404 | $404 | $404 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,047 | $2,021 | $2,572 |
Total Monthly Payment | $2,526 | $2,500 | $3,051 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.