220 Fernwood CIRCLE, Seminole, FL, 33777 | $258,900

Welcome to The Gardens Condominium. . . a quiet 55+ Community situated next to Lake Seminole Park. . . an exceptional location! This 2nd Floor Unit features 3 Bedrooms, 2 Baths, Living Room plus Florida Room, a 2 CAR CARPORT and access to the Community Pool and Clubhouse just out your backdoor (front and rear entrance). Step inside to the light and bright spacious area of the Kitchen, Dining and Livingroom that will be perfect for entertaining. The Master Bedroom features new Carpeting and Updated Master bath and Shower. There are two secondary bedrooms with the 3rd Bedroom having a Washer in the Closet with room for the Dryer. The Gardens offers an array of amenities, and each circle of Condo's has its own Community Laundry Facility, Shuffleboard Court, Swimming Pool, Outdoor Grill, Tennis Courts and a Clubhouse where you can socialize with your neighbors and friends and also reserve for private events. The Gardens also has direct walking and biking access right next door and is located just a few miles away from some of Florida's Best Beaches, City of Seminole Water Park with water access for your small boats and water toys and Seminole City Center with all of your shopping needs! Pets are permitted, see Condo Guidelines for details. IT'S NOT JUST A HOME. . . . BUT A LIFESTYLE!!!

Features

  • Heating: Central
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Cable TV, Clubhouse, Laundry, Shuffleboard Court, Tennis Court(s)
  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Common Area, Inside, Washer Hookup
  • Complex: GARDENS THE CONDO
  • Year Built: 1974
  • Approx Sq. Feet: 1,560
  • Acreage: 4.76
  • Est. Taxes: $499
  • Condo Fee: $677 Monthly
  • Lot Desc: Sidewalk, Street One Way
  • View: Pool
  • Adult Communities: Yes
  • Elem. School: Starkey Elementary-PN
  • Middle School: Osceola Middle-PN
  • High School: Dixie Hollins High-PN
  • Pet Policy: Cats OK, Dogs OK, Number Limit, Size Limit, Yes
  • Appliances: Dishwasher, Microwave, Range, Refrigerator, Washer
  • MLS#: T3511018
  • Days on Market: 54 days
  • Website: https://www.raveis.com
    /prop/T3511018/220fernwoodcircle_seminole_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/9/2024 4:47:14 PM)
Listing courtesy of KELLER WILLIAMS TAMPA PROP.   Phone: 813-264-7754

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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220 Fernwood CIRCLE, Seminole, FL, 33777

$258,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $207,120 $207,120 $207,120
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 7.125% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.282% 6.623%
Monthly Tax Payment $42 $42 $42
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,413 $1,395 $1,790
Total Monthly Payment $1,530 $1,512 $1,907

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.