Welcome to this adorable downtown Hanover Cape, a classic home with an expansive yard surrounding the property. The current owners have thoughtfully cleared trees to create a delightful backyard, providing a private oasis tucked away from the street. The back deck is perfect for summertime grilling, entertaining friends, and enjoying the extra space provided by the unusual in-town lot. This home is not just about the outdoor space; it extends its charm indoors. Step into the lower level mudroom, efficiently designed to catch boots, coats, and backpacks, ensuring a seamless transition from the outdoors. Head up to the main level, where a sunlit kitchen with a large central island awaits, connecting to the fabulous screened porch! The living room, the largest space in the home, features a stone hearth and propane fireplace. The main level also hosts a darling, recently renovated half bath and a private office space, ideal for remote work. The primary bedroom suite, with a walk-in closet and updated bathroom, rounds out the main level. Upstairs, discover three additional bedrooms, a small play space, and a full bath. The lower level features a laundry area, direct access to two garage bays, a utility room, a 3/4 bath, and a rec room. Perched up on a hill, in a desirable neighborhood, this home provides easy access to Mink Brook trails and sidewalk access to Main Street in Hanover. Don't miss the opportunity to own a piece of downtown charm with the added luxury of an expansive yard.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,080,000 | $1,080,000 | $1,080,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.000% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.377% | 6.851% | 6.664% |
Monthly Tax Payment | $1,308 | $1,308 | $1,308 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,475 | $7,005 | $9,408 |
Total Monthly Payment | $7,908 | $8,438 | $10,841 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.