Welcome home to 26 Armand Place in Ridgefield - Connecticut's First Cultural District! Situated in a prime location in sought-after West Mountain Estates, the home has been impeccably maintained and features a bright and breezy floor plan. Immediately upon entering a foyer opens to a spacious dining room on one side, with a living room including a fireplace on the other, plus office/den/guest space with wet bar. Continuing through the residence, an updated eat-in kitchen with white cabinetry, granite counters and professional appliances adjoins the spacious family room with a gas fireplace, cathedral ceilings with beams, and wet bar. Also off the kitchen is a vaulted sunroom for an all-season indoor/outdoor feel. The large walk-out deck sits among the mature trees for privacy. Upstairs the primary suite features a walk-in closet and updated full bath, with three additional bedrooms sharing the hall bath. The lower level includes a rec room, access to the 2-car garage and a walk-out to the yard. A shed for storage and town water creates convenience. Ideally located in West Mountain Estates with a swimming pool, playground, tennis, gazebo, and more, this outstanding community features many activities including youth swim team, cornhole league, and "Food Truck Fridays". Only minutes to the village for restaurants, shopping and theaters, and ideal location for Fairfield, Westchester and NYC commutes. Welcome Home!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 13.5X12.7 | Upper |
Bedroom 2 | Hardwood Floor | 13.7X12.3 | Upper |
Bedroom 3 | Hardwood Floor | 12.1X9 | Upper |
Dining Room | Hardwood Floor | 13.8X13.5 | Main |
Family Room | Vaulted Ceiling,Balcony/Deck,Beams,Wet Bar,Gas Log Fireplace,Hardwood Floor | 23.3X18.7 | Main |
Kitchen | Granite Counters,Dining Area,Dry Bar,Island,Tile Floor | 23.4X13.5 | Main |
Living Room | Fireplace,Hardwood Floor | 27.4X13.3 | Main |
Office | Wet Bar,Hardwood Floor | 17.1X13 | Main |
Primary Bedroom | Full Bath,Walk-In Closet,Hardwood Floor | 18.6X13.3 | Upper |
Rec/Play Room | Patio/Terrace,Wall/Wall Carpet | 26.9X20.4 | Lower |
Sun Room | Skylight,Balcony/Deck,Ceiling Fan,Wall/Wall Carpet | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $880,000 | $880,000 | $880,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.000% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.377% | 6.851% | 6.664% |
Monthly Tax Payment | $1,358 | $1,358 | $1,358 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,276 | $5,708 | $7,666 |
Total Monthly Payment | $6,759 | $7,191 | $9,149 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.