Welcome to 115 Smith Hill Road, a massive raised ranch on beautiful, park like grounds. Boasting nearly 3000 square feet, the home awaits your personal updates and renovations to bring out its true beauty. This property is one of the best values in Airmont right now, offered at one of the lowest prices per square foot. Enter into the dramatic staircase leading to upstairs and downstairs living quarters. Head up to the eat-in kitchen with impressive cabinet and work space. From there, turn towards a bright and airy living room and dining room area with vaulted ceilings, plus access to a large deck overlooking the yard. Master bedroom with en suite, two large bedrooms, and a second full bath round out the upstairs area. Downstairs offers an alternative master bedroom suite with backyard access, full bath, family room/rec room with additional backyard access, powder room, laundry, and ample storage. The backyard offers multiple entertaining solutions, a gated play area, and storage sheds. The home includes parking for multiple vehicles. With so much potential - this won't last!
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $1,509 | $1,509 | $1,509 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,360 | $4,248 | $5,390 |
Total Monthly Payment | $5,961 | $5,849 | $6,991 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.