Spacious Home on an open acre of land, 2, 600 square feet of living space and a finished 400 square foot basement. Hardwood floors throughout the house. Living Room with Cathedral Ceiling and dual skylights. Brick fireplace in living room. Large master bedroom with hardwood floors. Two of the three additional bedrooms are carpeted. 1st floor room off Kitchen for either a breakfast room or home office. Large room off the back of the Kitchen with lots of large windows looking out on the backyard. Wonderful layout for entertaining. Spacious attached 2 car garage. Laundry room off the Kitchen. Large walk-up attic for storage. Roof was replaced in 2021. House has highly cost effective solar power for electricity and excess power generated is sent back to Eversource for credit. Located across the street from Ridgefield Shadow Lake Nature Preserve and nearby to other hiking and biking places. Large driveway with a basketball court. Flower gardens in front, sides and back of the house. Large Vegetable garden in the backyard. Nice big patio for relaxing and barbequing. Utility Shed in backyard. Generator hookup in place. City water. City Sewer available. Very conveniently close to I-84 and Route 7 for easy commuting. Located close to the Danbury Mall and Mill Plain Road shopping and restaurants. Selling As-Is.
Type | Description | Level |
---|---|---|
Bedroom 1 | Wall/Wall Carpet,Hardwood Floor | Upper |
Bedroom 2 | Upper | |
Bedroom 3 | Wall/Wall Carpet,Hardwood Floor | Upper |
Dining Room | Breakfast Bar,Wall/Wall Carpet | Main |
Kitchen | Breakfast Bar | Main |
Living Room | Cathedral Ceiling,Ceiling Fan,Fireplace,Hardwood Floor | Main |
Primary Bedroom | Wall/Wall Carpet,Hardwood Floor | Upper |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,200 | $439,200 | $439,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $648 | $648 | $648 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,996 | $2,959 | $3,766 |
Total Monthly Payment | $3,736 | $3,699 | $4,506 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.