Are you looking for convenience, quality, location, a quiet neighborhood, and an affordable price? Look no further, and WELCOME HOME! Conveniently located right off Highway 27, Lake Hamilton Ridge is the perfect place to call home for those seeking a peaceful and convenient Florida lifestyle. This charming and cozy single-story home optimizes space and prioritizes ease of living. An open concept design includes the family room, dining room as well as the kitchen to promote seamless transitions between activities. Nearby is the owner’s suite with a private bathroom and spacious walk-in closet, while two bedrooms are located down the hall along with a large 2 car garage for your vehicles or storage needs. But wait, I haven’t finished, The lot of the house is incredibly huge, it is completely fenced and the fence material has a lifetime warranty, isn't that incredible? Additionally, the house has a super cozy terrace with a beautiful Gazebo and a spectacular Jacuzzi that will undoubtedly turn your house into your friends' favorite place to share a tasty barbecue with the family! Let's talk now about efficiency, the house currently has 21 high-efficiency solar panels, the panels are rented and are transferable to the new owner, an incredible opportunity that will allow you to save a lot of money on electricity payments Panels could be easily transferred to the the new owner. This home is a gem, so all you need to do is unpack and start making memories. Don't miss the opportunity to make this beautiful new construction home yours. Schedule a showing today and experience the comfort, tranquility and accessibility that awaits you! Room Feature: Linen Closet In Bath (Bedroom 2).
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,600 | $239,600 | $239,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $305 | $305 | $305 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,634 | $1,592 | $2,054 |
Total Monthly Payment | $2,014 | $1,972 | $2,434 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.