This charming, well-maintained colonial-style home is on a quiet road in historic Lake Carmel. Upon entering, you are presented with a large, tiled entryway. To the left, you have a spacious, sun-filled formal dining room which leads to an updated kitchen offering plenty of cabinet space and stainless-steel appliances. To the right of the entryway, you have a first-floor bedroom with a walk-in closet and a large living room with plenty of overhead lighting and beautiful French doors that lead to the backyard. The first floor also offers a powder room, laundry, and pantry. The walkout on the main level leads to a beautifully landscaped and private backyard with multiple decks perfect for outdoor entertaining. Upstairs you will find a spacious master bedroom with vaulted ceilings, a spa-like ensuite, skylights, and double closets, as well as two additional bedrooms, a den, and a full bathroom. Hardwood flooring and crown molding throughout the home enhance the beauty of every room. The finished lower level offers amazing space for fun-filled family gatherings with plenty of storage and a second refrigerator and freezer. For additional storage, there is a 14' x 16' shed on the property. Also included is the vacant lot next to the property. Move-in ready, don't miss this gem!
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$649,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,200 | $519,200 | $519,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $1,078 | $1,078 | $1,078 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,542 | $3,498 | $4,452 |
Total Monthly Payment | $4,712 | $4,668 | $5,622 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.