45 Fern Wood Way, Montgomery, NY, 12549 | $1,190,000

Experience unparalleled convenience and sophistication with this Smart Home Marvel! Boasting over 4000 square feet of modern luxury, this residence offers a seamless blend of elegance and contemporary living. Nestled within the serene surroundings of the Winding Hills Golf Club on a private 1. 3 acre lot at the cul-de-sac's end, this unique 3-bedroom home, complete with a study/den featuring double closets and a convenient murphy bed, presents an incredible opportunity to control your living environment to your exact preferences. Approach your personal oasis and admire the custom Hardie board cement siding and inviting trek front porch. Step inside to discover a dream eat-in-kitchen, perfect for culinary enthusiasts, featuring a coffee bar, walk-in-pantry, built-in spice rack, and exquisite Quartz countertops complemented by Cafe Kitchen by G. E. Appliances, including dual ovens for culinary adventures. Adjacent to the kitchen, the laundry room offers added convenience, while pet lovers will appreciate the dedicated cleaning area and reverse osmosis system, with access to a spacious 30 x 30 outdoor dog enclosure featuring special pet grass. Entertain in style in the contemporary dining area, seamlessly leading to the living room boasting floor-to-ceiling windows adorned with custom Roman shades by Hunter Douglas and a wonderful 42-inch propane fireplace. Upstairs, a generously sized living area awaits, adorned with modern flooring throughout. Each bedroom boasts custom Roman shades and walk-in closets, with the primary featuring his and her closets, a luxurious primary bath with a modern tub, and a voice-activated shower, complemented by unique wallpaper accents. The fully finished walkout basement, boasting 9-ft ceilings, offers a spacious family room with a designated tiled dog area and a cozy reading nook. Additionally, discover a versatile playroom or potential gym, complete with a treadmill outlet, along with a discreet office space for remote work. Don't miss the remarkable theater room, featuring a stunning 132-inch screen and seating for seven, accompanied by a 7. 4. 2 surround sound system for an unparalleled cinematic experience. Even the two-car garage is equipped with Wi-Fi connectivity, ensuring seamless connectivity throughout the home. Completing this extraordinary residence is a full house generator for added peace of mind. Situated in a prime location convenient to schools, shopping, and major highways, this remarkable home presents a rare opportunity for discerning buyers. Don't let this exceptional offering slip away - schedule your showing today!

Features

  • Rooms: 12
  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Laundry: In Unit
  • Style: Colonial, Contemporary
  • Year Built: 2022
  • Garage: 2-car Attached, 2 Car Attached, Driveway
  • Heating: Propane, Forced Air
  • Cooling: Central Air
  • Basement: Finished, Full, Walk-Out Access
  • Approx Sq. Feet: 4,017
  • Acreage: 1.3
  • Est. Taxes: $17,246
  • Lot Desc: Part Wooded, Cul-De-Sec, Private
  • View: Panoramic
  • Elem. School: Montgomery Elementary School
  • Middle School: Valley Central Middle School
  • High School: Valley Central High School
  • School District: Valley Central
  • Appliances: Trash Compactor, Cooktop, Dishwasher, Oven, Refrigerator, Water Purifier Owned
  • MLS#: H6291753
  • Days on Market: 42 days
  • Website: https://www.raveis.com
    /eprop/H6291753/45fernwoodway_montgomery_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Houlihan Lawrence Inc.   Phone: 845-473-9770

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

45 Fern Wood Way, Montgomery, NY, 12549

$1,190,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $952,000 $952,000 $952,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.875% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.430% 6.977% 6.790%
Monthly Tax Payment $1,437 $1,437 $1,437
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,784 $6,254 $8,359
Total Monthly Payment $7,346 $7,816 $9,921

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.