This well cared for Ranch home sits on 2. 31 acres of mainly flat ground with lovely landscaping. The home features a newer roof, some newer windows, a newer boiler, a newer well (304' deep and 10GPM) and an updated septic system. It was a 3 bedroom yet the current layout uses one of the bedrooms as a laundry room / office. The current owners had plans to convert the attached garage to a large living room and the added a wall (which could be removed) which turned the Living Room into a primary bedroom. The large kitchen is open to the dining area. The bathroom has a 5' shower stall with grab bars for ease of entry. Plenty of room for toys and hobbies with the attached garage and the detached 24x37 garage with an additional lean-to. The full basement leaves room for storage or additional living space with some partitions already in place. Enjoy the low taxes of Lowell and low electric bills with the leased solar system in place. This property is near the VAST and VASA trails not to mention Jay Peak Resort and Cajun's Snack Bar!
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,920 | $199,920 | $199,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.538% |
Monthly Tax Payment | $209 | $209 | $209 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,364 | $1,329 | $1,714 |
Total Monthly Payment | $1,648 | $1,613 | $1,998 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.