614 Oregon AVENUE, Lakeland, FL, 33815 | $224,250

**Seller is offering $3, 000 credit at closing that can be utilized towards Closing Costs and/or Rate Buy Down** Welcome to your new home at 614 South Oregon Avenue, a charming and move-in-ready residence that promises comfort, convenience, and community. Nestled on a generous corner lot, this property offers an inviting atmosphere from the moment you arrive, featuring a welcoming front porch and a thoughtfully fenced front yard ensuring privacy and security.

This delightful house boasts three well-appointed bedrooms and two full bathrooms, providing ample space for relaxation and personal retreat. The living room is graced with window treatments that not only enhance the aesthetics but also offer control over natural light, creating a warm and inviting ambiance.

The carport ensures convenient parking for one vehicle, adding to the ease of daily living. The property's size of 1, 194 square feet is efficiently laid out to maximize space and functionality, making it an ideal setting for both individuals and families alike.

Situated in a prime location, this home is just moments away from the RP Funding Center, offering access to entertainment and events. Proximity to major highways facilitates easy commuting and adventures beyond the neighborhood.

The backyard is a true highlight, designed for entertaining or simply enjoying quiet moments outdoors. It's a versatile space that awaits your personal touch to create lasting memories with friends and family.

Whether you're looking for a peaceful retreat or a vibrant community lifestyle, 614 South Oregon Avenue offers the perfect blend of both. Don't miss the opportunity to make this house your home and start creating new chapters in your life story.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 80 x 95
  • Laundry: Other
  • Year Built: 1960
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,194
  • Acreage: 0.18
  • Lot Size: 80 x 95
  • Est. Taxes: $2,118
  • Elem. School: Scott Lake Elem
  • Middle School: Southwest Middle School
  • High School: Kathleen High
  • Appliances: Range, Refrigerator
  • MLS#: U8234147
  • Days on Market: 65 days
  • Website: https://www.raveis.com
    /prop/U8234147/614oregonavenue_lakeland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/16/2024 8:47:09 PM)
Listing courtesy of DALTON WADE INC   Phone: 888-668-8283

William Raveis Family of Services

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888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

614 Oregon AVENUE, Lakeland, FL, 33815

$224,250

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $179,400 $179,400 $179,400
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.133% 6.256%
Monthly Tax Payment $177 $177 $177
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,224 $1,192 $1,513
Total Monthly Payment $1,475 $1,443 $1,764

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.