Come see this spacious 4 bedroom and 2 bath home with 2-car garage. This home has been cared for and updated with neutral fresh paint and neutral ceramic tile floors throughout. Walk in to find a spacious living room and dining room combination. Down the hall the kitchen overlooks a dinette area and family room giving you the perfect combination for family gatherings. The main bedroom boasts a private ensuite with walk in shower and 2 sink countertops with garden soaking tub. There are three additional bedrooms with two having walk in closets. The second bathroom has a shower/bathtub combination. This home had a brand-new roof replaced in February 2023 and appliances are only 6 months old. The garage door, A/C unit and water heater have all been replaced within the last 4 years. New blinds cover all windows but open them up to bring in the Florida sunshine. The spacious back yard has a concrete pad and is fully fenced. You could easily add a screened in patio or private pool. South Bay Lakes residents have access to community pool, playground, and walking paths. South Bay Lakes provides easy access to shopping, dining, and entertainment. Don't miss this incredible opportunity to own a home in the up-and-coming Gibsonton area. Schedule your appt. today and start living in the Florida dream.
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Our Executive Mortgage Banker:
Our Insurance Division:
$400,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $139 | $139 | $139 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,183 | $2,127 | $2,699 |
Total Monthly Payment | $2,397 | $2,341 | $2,913 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.