Under contract-accepting backup offers. WATERFRONT WONDER – this spacious Rutenberg plan home features three large bedrooms, each with direct access to a full bathroom and walk-in closet, an open plan with greatroom and dining areas, with their centrally located wood burning fireplace, flowing seamlessly into the kitchen and casual dining area plus TWO flex rooms to be used as office/den/craft/media rooms . . . let your imagination run! Kitchen duty will never be a chore because of the gas (propane) range, tremendous cabinet and counter prep space and water views from the large bank of windows. 3-way split bedroom plan assures everyone a bit of privacy. Best of all are the stunning views of Lake Victoria with the morning sun sparkling over the water and the beautiful colors of the evening sunset reflecting back toward you at dusk. There is a wonderful in-ground Pebble-Tec salt-water pool & spa with paver decking all around, multicolor lighting system and the pool cage was rescreened in 2021, covered lanai area all designed to make you feel relaxed at any time of the day. There is also an in-ground propane 120-gal propane tech to feed pool & spa heater and cooktop, lush landscaping is irrigated by a refurbished system with new Rainbird timer system (installed in 2023), central vacuum system (never used and not warranted) and best of all the home features NEMA 14/50 AMP 125/250 Volt generator outlet integrated to the homes electrical system for use of a whole house generator (not included) up to 12, 000 watts and, speaking of electrical usage the average 12-month electrical expense on this home was $240 which speaks well to the overall energy efficiency. Truly this home is a hidden gem but still convenient to so much that Lakeland has to offer.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,600 | $639,600 | $639,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $357 | $357 | $357 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,363 | $4,251 | $5,394 |
Total Monthly Payment | $4,812 | $4,700 | $5,843 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.