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12 Clark Farm Road, Newfane, VT, 05345 | $349,000
Magical Spot! Charming cottage nestled on a south-facing knoll above a roaring brook minutes to trails and Kenny Pond for fishing and swimming. 2 acres of landscaped grounds offer lush, low maintenance shade gardens and sunny spots for flowers and veggies. A fire pit surrounded by massive stonework is the perfect place to relax and watch the stars. Exterior features include 2 decks & garden shed with electricity. The cottage is rustically appointed with rough sawn wall boards, refinished wood and ceramic tile floors. The heart of the cottage is its attractive Living Room/Kitchen with cathedral ceiling, south-facing windows & woodstove. The sleek, artsy kitchen is equipped with stainless appliances. Delightful Sun Room/Dining Room with cathedral ceiling and a wall of windows. Great bathroom appointed with black ceramic tile and double walk-in shower! Over-sized, 2-car garage with 700 sq ft of finished living or studio space on the 2nd floor. This “dream” studio space is ideal as an art, yoga, dance studio or billiards/ping pong room. The heated 2-car garage is well-suited for a business requiring a large, ground floor work area with high ceilings and double garage doors, such as a mechanic’s shop or other cottage industry work space like jewelry design, ceramics, bakery arts or car, boat & snowmobile storage. State-of-the-art HVAC systems including 3 air source heat pumps/mini splits, solar panels & direct vent propane heaters. Net metering - electric bills $25/mo
Features
- Rooms: 6
- Bedrooms: 2
- Baths: 1 three-quarter
- Style: Cabin,Contemporary,Cottage/Camp
- Year Built: 1960
- Garage: 2-car Garage
- Heating: Direct Vent,Gas Heater - Vented,Heat Pump,Hot Air,Stove - Wood,Mini Split
- Cooling: Mini Split
- Approx Sq. Feet: 1,479
- Acreage: 2
- Est. Taxes: $4,376
- Lot Desc: Country Setting,Landscaped,Mountain View,Wooded
- MLS#: 4987425
- Website: https://www.raveis.com
/prop/4987425/12clarkfarmroad_newfane_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/15/2024Listing courtesy of East Coast Inn Brokers Phone: 802-380-2550
Listing Agent: Pamela Long
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
12 Clark Farm Road, Newfane, VT, 05345
$349,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $279,200 | $279,200 | $279,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.945% | 7.171% | 6.538% |
| Monthly Tax Payment | $365 | $365 | $365 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,905 | $1,856 | $2,394 |
| Total Monthly Payment | $2,345 | $2,296 | $2,834 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484