42 Morse Avenue, North Smithfield, RI, 02896 | $850,000

Indulge in the epitome of elegant living with this exquisite 4bdr, 2 full bath, 2 1/2 bath Georgian colonial, spanning an impressive 4, 187 square feet, majestically set on 3. 88 acres of lush grounds. This distinguished residence embodies the perfect fusion of classic charm and modern luxury, offering an enchanting oasis for those who appreciate the finer things in life. A beautiful slate roof crowns this stately home, exuding timeless sophistication. The meticulously landscaped grounds are a horticultural masterpiece, featuring an array of evergreens and perennials that create a year-round canvas of natural beauty. Step outdoors to find an in-ground Gunite saltwater pool, sprawling patios, a thoughtfully designed outdoor kitchen, and serene Koi pond the ultimate outdoor retreat. As you enter, the grandeur of this home is evident in the entry foyer, where a sweeping staircase welcomes you. The main level showcases a formal living room graced by a wood-burning fireplace, creating an inviting ambiance for gatherings. A library beckons for quiet contemplation, while a den, adorned with a wet bar, provides an ideal space for hosting guests. The white and bright windowed eat-in kitchen is clad w/stainless steel countertops & appliances to complement; the adjacent and ornate formal dining room comfortably accommodates Upstairs, an expansive primary bedroom suite offers a sanctuary of luxury, complemented by a lavish en-suite bathroom, 2nd full bath and 3 additional bedrooms.

Features

  • Amenities: Highway Access
  • Rooms: 9
  • Bedrooms: 4
  • Baths: 2 full / 2 half
  • Style: Colonial
  • Year Built: 1850
  • Garage: 2-car Attached,Garage
  • Heating: Oil,Radiant
  • Cooling: Window Unit(s)
  • Basement: Full,Finished,Interior Entry
  • Approx Sq. Feet: 4,187
  • Acreage: 3.88
  • Est. Taxes: $7,298
  • Lot Desc: Wooded
  • Appliances: Dryer,Dishwasher,Exhaust Fan,Microwave,Oven,Range,Refrigerator,Range Hood,Water Heater,Washer
  • MLS#: 1354313
  • Website: https://www.raveis.com
    /eprop/1354313/42morseavenue_northsmithfield_ri?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Jason KerwarLicensed Associate Real Estate Broker

914.469.9737

Jason.Kerwar@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Matthew DeMariaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 147983

845.290.3871

Matthew.DeMaria@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Alex FerroInsurance Sales Director, William Raveis Insurance

203.610.1536

Alex.Ferro@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

42 Morse Avenue, North Smithfield, RI, 02896

$850,000

Jason Kerwar

Licensed Associate Real Estate Broker

William Raveis Real Estate

Phone: 914.469.9737

Jason.Kerwar@raveis.com

Matthew DeMaria

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 845.290.3871

Matthew.DeMaria@raveis.com

NMLS Mortgage Loan Originator ID 147983

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $680,000 $680,000 $680,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.875% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.430% 6.977% 6.790%
Monthly Tax Payment $608 $608 $608
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,132 $4,467 $5,970
Total Monthly Payment $4,832 $5,167 $6,670

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.