10 ACRES w/ REMODELED 3/2 Split plan modular home that resides on a beautiful stretch of COMPLETELY FENCED in zoned A-1 . No need to worry about insurance or financing as a new ROOF was installed in 2023 - HVAC system is apx 3 years old -NEWER LVP Flooring has been redone with modern grey laminate throughout -KITCHEN REMODEL features updated Wood cabinets, Stainless Steel appliances and Granite Countertops , SPACIOUS living room w. / VAULTED CEILINGS AND Formal Dining room area. Screened in back porch . Several doors are HANDICAP FRIENDLY & additional Each Bedroom has WALK IN CLOSETS . UPDATED 2nd BATHROOM has been completely updated as well & home has a Fireplace. There is a separate 330 sq ft Concrete BLOCK MINI WORKSHOP electrified and plumbing in place (so you could make a mini mother in law. ) Additionally ! There is a hookup for septic and electric if you wanted to park an RV and either rent that out or have family visit ! There is a SMALL FARM that comes with the property . This property features 3 completely CROSS FENCED PASTURES w/ water already piped going to the pigpens, goat pens & chicken coop . Seller will be including many of the current animals with the purchase of this property (there are goats , sheep, pigs & a pony they are willing to leave). This LOCATION is conveniently situated near just 40 minutes to New Smyrna beaches, abundant fishing and walking trails on the St Johns & aprox an hour to Disney and the attractions. CONV or CASH sale only. This home will not go FHA . All information intended to be accurate and measurements are approximate however please do your due diligence to verify all information.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,200 | $351,200 | $351,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $134 | $134 | $134 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,396 | $2,366 | $3,011 |
Total Monthly Payment | $2,605 | $2,575 | $3,220 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.