When opportunity Knocks!!! Step into a world where style meets comfort, where every detail is meticulously crafted to create an unparalleled living experience. ??? More a custom build with tile entry resurfaced hardwood floors that are in new condition, a large family room off of the gorgeous cherry kitchen with SS appliances and granite counter tops (buffet topper included) with sliders to a beautiful trex deck that leads to a level fenced in yard! Grand double door entry with solid oak staircase leading to the oversized cat walk with 4 Bedrooms (possible 5th being used as a private home office first floor) bathrooms with a full unfinished walkout basement with high ceilings and large windows! top of the CUL DE SAC location nestled in the heart of Garnerville NY! Simply stunning home is the epitome of elegance, offering a harmonious blend of modern design and timeless charm. Get ready to immerse yourself in a sanctuary of sophistication, where the master ensuite becomes your personal oasis, a haven of relaxation and rejuvenation. Stay tuned as we unveil the essence of refined living. . . Solar panel system makes this budget friendly! Makes this home budget friendly with pennies to run! Upgrades Galore including whole house water filtration system, wifi sprinklers with rain censor, low voltage lighting, wifi garage door opener, keyless door entry floored attic, all window treatments stay . . . this home offers too much to list! Call today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$789,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $631,200 | $631,200 | $631,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $1,833 | $1,833 | $1,833 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,306 | $4,253 | $5,412 |
Total Monthly Payment | $6,231 | $6,178 | $7,337 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.