Discover your dream home: a custom 4-bedroom retreat nestled on the serene shores of Long Lake in Oviedo, with a comprehensive suite perfect for in-laws. This residence promises an idyllic lifestyle, free from HOA constraints, on a secluded street. The welcoming entrance ushers you into a realm of elegance, presenting the formal dining area and a generous family space adorned with bamboo flooring and captivating views of the lake. The modern kitchen is a chef's delight, featuring sleek stainless steel appliances, chic granite countertops, a stylish subway tile backsplash, and a convenient breakfast bar facing a cozy nook and the family room. Notably, a wine cellar with an Italian-inspired iron gate adds a touch of European charm. The Florida room, bathed in natural light, leads to a bespoke patio crafted with meticulous pavers, unveiling a backyard oasis complete with a rock waterfall and an iron bridge that guides you to a private dock, equipped with a sheltered boat lift. The master suite on the ground floor offers private access to the lake, a spacious walk-in closet, and a luxurious bath with an air bubble tub, a dual-head shower, and double vanities. Upstairs, a special in-law suite awaits, accessible via a remote-controlled chair lift. It encompasses a large living area with a kitchenette, a balcony with lake views, and a separate bedroom with an updated bathroom. Additional highlights include two more bedrooms, another bathroom, a new roof, new landscaping, a solar water heater, plantation shutters, and double-paned windows. Contact us to make this lakefront haven your new home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,155,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $924,000 | $924,000 | $924,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.000% | 6.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.851% | 7.103% | 7.041% |
Monthly Tax Payment | $743 | $743 | $743 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,303 | $6,147 | $8,241 |
Total Monthly Payment | $7,171 | $7,015 | $9,109 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.