WATERVIEW 1760 s/f 3 bedroom ranch on a large 1. 4 ACRE lot. Home had the kitchen and baths redone to the studs. Bright skylit cathedral ceiling island kitchen with granite, tile, and stainless appliances (air fryer range, dishwasher, microwave, French door fridge) Decora soft close Cabinets (buyers can pick cabinet hardware to be installed before closing) and a Slider to a 4 season sunroom and big deck looking over the large flat back yard. Kitchen also opens to the large living room that has a picture window looking across to the pond. Remote control gas fireplace with quartz surround, sconce lights, and outlet for flat screen TV. Refinished hardwood floors through the living room, hall and bedrooms. New tile bath. Downstairs the walk out basement and garage has 3 rooms. Easy to modify into an ADU with a zero step entry. Currently has a laundry/mudroom, office/bonus room, family/ guest room and 2 closets. Cedar exterior siding. New roof, boiler, plumbing, electric panel. Outside has a large shed with power and trails through the woods on the property to the Spiket River (not a flood zone). Hardscaping with a stone wall entry, tiered gardens and walk. Plenty of attic storage with a pull down stair. Option for additional bath or ADU in lower level. Vinyl plank flooring in basement TBD. Broker interest
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,920 | $439,920 | $439,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.500% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.051% | 7.295% | 6.623% |
Monthly Tax Payment | $507 | $507 | $507 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,076 | $2,964 | $3,802 |
Total Monthly Payment | $3,675 | $3,563 | $4,401 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.