8198 Terrace Garden DRIVE N, #109, St. Petersburg, FL, 33709 | $240,000

Under contract-accepting backup offers. Don't miss out on the rare opportunity to own this ground-floor condominium situated in the highly sought-after Radcliffe building within the vibrant 55+ community of Five Towns. Spanning 1, 440 square feet, this expansive 2-bedroom, 2-bath condo seamlessly blends style and functionality, featuring newer luxury laminate flooring throughout renowned for its durability. The chef's dream kitchen has been tastefully renovated, showcasing a gas stove, updated cabinetry and elegant granite countertops for effortless culinary pursuits. The master bedroom includes an en suite bathroom for enhanced privacy, and both bathrooms have undergone tasteful renovations. Plantation shutters adorn the front windows, and the back windows are equipped roll-down hurricane shutters. The impressively spacious inside laundry room adds to the unit's convenience featuring a full size washer & dryer and loads of storage. The rear screened porch/lanai offers serene garden views. This unit provides the convenience of natural gas for cooking and hot water heating, covered by the condo fee, which also includes basic cable, water, trash, and sewer. Assigned covered carport parking (Space #21) is situated directly in front of the unit, adding to its appeal. The Radcliffe building's fifth-floor community observation deck is a standout feature, providing an ideal spot to relish breathtaking sunsets. Five Towns is not just a community; it's a lifestyle. With six heated pools, tennis courts, a bocce ball court, a clubhouse, and a fitness center, residents enjoy many amenities. Engage in planned events and foster connections with like-minded neighbors who share your zest for life. The condo's prime location ensures easy access to shopping, dining, downtown St. Pete's cultural attractions, I-275 for seamless travel, and the world-class beaches that make Florida famous. Embrace the convenience and vibrant lifestyle that this condo and Five Towns have to offer. Hurry, Schedule your appointment to view now.

Features

  • Elevator: Y
  • Heating: Central
  • Cooling: Central Air
  • Levels: 5
  • Rooms: 8
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Complex: TERRACE PARK OF FIVE TOWNS
  • Year Built: 1985
  • Approx Sq. Feet: 1,440
  • Acreage: 5.34
  • Est. Taxes: $2,932
  • Condo Fee: $792 Monthly
  • Lot Desc: In County, Near Public Transit, Sidewalk, Unincorporated
  • View: Garden
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: U8233596
  • Days on Market: 31 days
  • Website: https://www.raveis.com
    /prop/U8233596/8198terracegardendriven_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/15/2024 11:41:36 PM)
Listing courtesy of HECKLER REALTY GROUP LLC   Phone: 727-954-5199

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8198 Terrace Garden DRIVE N, #109, St. Petersburg, FL, 33709

$240,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $192,000 $192,000 $192,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.133% 6.256%
Monthly Tax Payment $244 $244 $244
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,310 $1,276 $1,619
Total Monthly Payment $1,629 $1,595 $1,938

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.