IMPECCABLE CENTER HALL COLONIAL - Nestled in the heart of a sought-after neighborhood and within the Pearl River School District, this pristine updated 5-bedroom, 2. 5-bath center hall colonial residence embodies timeless elegance. As you step through the front door, sunlight floods the welcoming foyer from the skylight, creating a warm and inviting atmosphere. The interior boasts a perfect blend of traditional charm and contemporary finishes. This home boasts a gorgeous eat-in kitchen with high-end custom cabinetry, stainless steel appliances, sleek granite counters and island, plus sliders to your two-tier deck. The light, bright formal living room and large dining room each feature bow windows, and the family room has a wood burning fireplace. The main level bedroom, updated powder room, the convenient laundry area and a two car garage complete the main level. The second level features a primary bedroom with a spacious layout, a walk-in closet, and a private updated en-suite bath, creating a serene haven for relaxation. The additional three bedrooms are generously sized and the full updated main bath with jacuzzi tub complete this level. A tastefully landscaped front yard, adorned with manicured shrubbery, frames the entrance with its natural beauty. The backyard provides a serene setting for outdoor activities and entertaining. The expansive deck is perfect for outdoor dining, offering a seamless extension of the indoor living space. Hardwood floors and recessed lighting throughout this beautiful home. Roof is 2018 and central air is 2014/2018, siding 2018. Nothing to do but unpack! Easy access to NYC, Westchester and NJ.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,999 | $639,999 | $639,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.538% |
Monthly Tax Payment | $1,542 | $1,542 | $1,542 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,366 | $4,254 | $5,488 |
Total Monthly Payment | $6,000 | $5,888 | $7,122 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.