This WATERFRONT home with DOCK is a rare opportunity! Located in the heart of the lakes region on Locke Lake. This airy bright open concept living home is a true gem! The view welcomes you as you enter the property from the road. Upon entering the home you will find soaring ceilings giving the open concept living space and open airy feel and is highlighted by a fp and hardwood flrs throughout the first flr. A wall of glass doors frames the view for a year round enjoyment of nature's artwork. The cozy 3 season porch is the perfect place to relax and unwind. 2 bdrms and a full size bathroom complete this level. Following the hardwood stairs to the lower level, you will find another open concept living space with corner fireplace, a bonus room (currently used as a guest room) half bath and laundry/storage/mech rm. Another wall of glass doors leads to a patio setting with a useful kitchen like set up and hot tub area which overlooks the private grassy area, private beach and dock. The property has beautiful landscaping and a shed for additional storage. A charming white picket fence highlights the stone walkway leading to the grassy area. The homes design features an abundance of storage option and tops it off with a 22x22 side entry garage with an walk up useful storage space which can be accessed from inside the home. The property is part of the Locke Lake Assoc. which includes many recreational features. This home checks so many boxes for a lake enthusiasts!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,920 | $599,920 | $599,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $786 | $786 | $786 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,093 | $3,987 | $5,059 |
Total Monthly Payment | $4,971 | $4,865 | $5,937 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.