WOW! Under $300, 000! EXTENSIVELY RENOVATED, 3 bedroom, 1. 5 bath, 1, 350sf ranch, just 15 miles to St. Johnsbury. Please set all APPOINTMENTS via the SHOWINGTIME application. This home has undergone a VAST ARRAY of recent improvements, to include: All NEW KITCHEN CABINETRY, brand new GRANITE COUNTERTOPS, STAINLESS STEEL APPLIANCES, new HARDWOOD FLOORING in the living room, NEW SIDE PORCH, new DEDICATED HALF BATH off the master bedroom, new LVP flooring in kitchen and main bath. All rooms in the home have been updated with new paint, interior trim, and flooring. Numerous NEW WINDOWS. All new EXTERIOR PAINT AND TRIM. Read the attached full list of upgrades performed from 11/2022 to 3/2024, posted to the MLS. Less than ONE MILE from highly rated WALDEN ELEMENTARY SCHOOL, which boasts a student: teacher ratio of 8: 1. JUST 100 YARDS to the VAST trail system, and 3 miles to Joe's Pond. Close to the best skiing VT has to offer (under an hour to Stowe, VT). Just 28 miles to Monpellier, and 36 miles to TAX-FREE SHOPPING in Littleton, NH!
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,600 | $239,600 | $239,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $242 | $242 | $242 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,634 | $1,614 | $2,054 |
Total Monthly Payment | $1,951 | $1,931 | $2,371 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.