Welcome to your dream home in the heart of the desirable Carriage Pointe community in Gibsonton! Four bedrooms and two and half bathrooms are part of this meticulously crafted two-story residence that offers the perfect blend of comfort and convenience. Located just minutes away from shopping, schools, entertainment, and major highways, this property ensures that everything you need is right at your doorstep. As you step inside, you are greeted by a versatile den/office at the front of the house, providing an ideal space for work or relaxation. Moving down the hall, you'll discover an expansive open concept that seamlessly connects the kitchen, dining, and great room areas. The kitchen boasts ample storage with a walk-in pantry and under-stairs storage, making organization a breeze. The kitchen island offers plenty of room for bar stools, creating a perfect spot for casual dining. The matching appliances add a touch of elegance, and there's ample space to incorporate a dining table for more formal occasions. Tile flooring graces the wet and high traffic areas downstairs, ensuring durability, while plush carpeting in the bedrooms and on the stairs provides a cozy touch. Upstairs, all four bedrooms provide a private retreat, and the strategically placed laundry room at the top of the stairs makes chores convenient and efficient. The owners' bathroom features an oversized walk-in shower, offering a luxurious escape, while the guest bathroom boasts a tub/shower combination. This home comes fully equipped with all appliances, including the washer and dryer, providing a turnkey solution for your move. Hurricane shutters for each window are neatly stored in the garage, ensuring your peace of mind during stormy weather. Residents of Carriage Pointe enjoy a plethora of amenities, including a playground, basketball and tennis courts, and a clubhouse perfect for entertaining friends and family. If you're in need of space and comfort for all your needs, don't miss the opportunity to make this stunning property your new home! Schedule a viewing today and experience the epitome of modern living in Gibsonton.
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $326,800 | $326,800 | $326,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $531 | $531 | $531 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,229 | $2,202 | $2,802 |
Total Monthly Payment | $2,835 | $2,808 | $3,408 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.