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Presented by
Haschig Homes |
491 Elm Street, Montpelier, VT, 05602 | $639,000
The house you have been waiting for! This contemporary ranch home boasts a seamless open layout with a spacious kitchen, perfect for entertaining and creating lasting memories. Enter into the house from the garage into a large tiled breezeway. The perfect layout with three bedrooms and two baths all on the first floor for easy one level living. Many recent updates include new flooring in bedrooms, exterior painted in 2023, pellet stove and more. Potential bonus space in the basement level with an additional three quarter bath. Step out through the French doors onto the back deck to revel in breathtaking views of the expansive yard sloping gently down to the North Branch River. Enjoy direct riverfront access for kayaking and more. A true gem just waiting for you to make it your forever home. This energy efficient home includes Tesla Solar panels. With over 2 acres and still right in Montpelier, minutes from the rec field and swimming pool or downtown, what more could you ask for?! Open house Sunday March 10 from 11 am to 1 pm. Delayed showings begin Sunday.
Features
- Rooms: 7
- Bedrooms: 3
- Baths: 1 full / 2 three-quarter
- Style: Contemporary,Ranch
- Year Built: 1951
- Garage: 2-car Garage
- Heating: Forced Air
- Cooling: None
- Basement: Crawl Space,Full,Partially Finished,Stairs - Interior
- Approx Sq. Feet: 2,950
- Acreage: 2.3
- Est. Taxes: $12,180
- Lot Desc: Curbing,Level,Open,Pond,River Frontage
- Elem. School: Union Elementary School
- Middle School: Main Street Middle School
- High School: Montpelier High School
- School District: Montpelier School District
- MLS#: 4987210
- Website: https://www.raveis.com
/eprop/4987210/491elmstreet_montpelier_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/14/2024
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Haschig HomesSales Associates
833.544.7687
HaschigHomes@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Joanne O'KeefeVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 38342
978.314.1072
Joanne.OKeefe@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Jennifer HartInsurance Sales Director, William Raveis Insurance
978.457.6220
Jennifer.Hart@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
491 Elm Street, Montpelier, VT, 05602
$639,000
Haschig Homes
Sales Associates
William Raveis Real Estate
Phone: 833.544.7687
HaschigHomes@raveis.com
Joanne O'Keefe
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 978.314.1072
Joanne.OKeefe@raveis.com
NMLS Mortgage Loan Originator ID 38342
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $511,200 | $511,200 | $511,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.945% | 7.171% | 6.518% |
| Monthly Tax Payment | $1,015 | $1,015 | $1,015 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,487 | $3,398 | $4,383 |
| Total Monthly Payment | $4,594 | $4,505 | $5,490 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484