Tucked away in a charming neighborhood, this 3 bedroom cape is ready for its next family. You'll fall in love with the location and all this home has to offer. Enter the home from the attached garage. With poured concrete floors, there's plenty of space to create a mudroom area. Stepping into the home, you'll immediately feel the warmth and coziness. Tile flooring stretches from the dining room and into the fully equipped kitchen. You can access the back deck from the dining room, which overlooks the yard. The living room is filled with natural light. Down the hall reveals a full bathroom, a bedroom and flexible bonus room. Upstairs reveals the primary bedroom and the 3rd bedroom. The second full bathroom is conveniently tucked between the rooms. The full basement features a laundry and utility room. Partially finished, there's opportunity to utilize this space for storage or for rec purposes. This home has been loved and cherished throughout the years and benefits from a newer roof, windows and much more maintenance throughout the years. Located just minutes to Swanton town and village amenities. The Missisquoi Nat'l Wildlife Refugee is just minutes away. I89 is 5 minutes down the road and the neighboring town of St. Albans is 10-15 minutes away.
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Our Executive Mortgage Banker:
Our Insurance Division:
$359,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $287,200 | $287,200 | $287,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.538% |
Monthly Tax Payment | $467 | $467 | $467 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,959 | $1,909 | $2,463 |
Total Monthly Payment | $2,501 | $2,451 | $3,005 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.