MAJOR PRICE IMPROVEMENT!! Welcome to Lake Joanna Estates! A hidden gem that sits adjacent to one of Lake Counties most popular and sought after Spring-fed lakes, Lake Joanna. This charming home boasts a split floorplan with 3 bedrooms and 2 bathrooms, offering privacy and convenience. Recently remodeled with wall to wall new paint, new luxury vinyl flooring, and all new lighting and fixtures, this home is sure to wow any visitor. As you step inside, your immediately greeted by a huge formal dining/living area resonating with tons of natural light flowing through the homes many windows. The kitchen and dry bar are situated in the heart of the home which leads into the main living room equipped with a beautiful wood burning fireplace, making it the focal point for gatherings. Primary suite offers a vaulted ceiling, french doors, and a en-suite bath that is equipped with a freestanding bathtub, walk-in shower, his/her closets and a double vanity that is sure to blow you away. On the opposite wing of the home sits two guest bedrooms and a guest bath with indoor/outdoor access. One of the highlights of this property is the covered back porch and large fenced in yard, providing a lovely space for outdoor relaxation and entertaining. Private community dock, boat ramp, gazebo, as well as boat storage available. Central location is less than 10 minutes from Historic Mount Dora, known as the festival capital of the world and only 45 Minutes from Disney/Orlando/Villages. When you see it you will love it!
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Our Executive Mortgage Banker:
Our Insurance Division:
$515,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $412,000 | $412,000 | $412,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $356 | $356 | $356 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,811 | $2,738 | $3,474 |
Total Monthly Payment | $3,259 | $3,186 | $3,922 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.