74 Aloha Cir, Saint Augustine, FL, 32080 | $824,900

High & Dry Newer Buildt Charleston Style Front Porch Home-Walkable to Beach Custom built 4 bedrm 3 bath home offers the perfect blend of modern luxury and coastal charm. Inside the home has 10 ft. flat ceilings, 8 ft. doors, and an abundance of natural light. The kitchen has shaker white cabinets, (some glass) quartz counter tops, and a large center island, open to the great room, & has a custom designed brick column with open shelving. There is 12 foot wide sliders leading to a rear screened porch. The back yard has a beautiful reclaimed brick patio for grilling & taking in the gorgeous sunset lit sky! This 1. 5 story home has a generous owner’s suite on main level, a small office, a dining room, a guest bath, and two other bedrooms- one that has it’s own door opening onto the front porch like a classic “bed and breakfast. ” Over the garage is a 4th bedrm or In-law ste, has a private door to it from mudroom, a walk-in closet & its own full bath. The home has been meticulously maintained. NO HOA gives you the Freedom to bring your RV, Boat and all toys which can be parked in your DUAL driveway! Great location, just 4 blocks from St. Augustine's pristine drivable beaches and one street north from the Matanzas River boat ramp for those who embrace everything the boating world offers. Home is close to local beach, shopping, quaint restaurants, music and is approx. 15 minutes from historic downtown St. Augustine known for its fine restaurants, art, culture, history, attractions and many local events. This “Like New” home is East Facing, with an oversized front porch allowing for breathtaking sun rises, sounds of rolling waves and welcoming the Atlantic breeze to cool you down. This home is a MUST see! Owner is a licensed real estate agent. Buyer to verify all measurements.

Features

  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 7405
  • Style: Craftsman,Ranch,Traditional,Single Family Home
  • Year Built: 2018
  • Heating: Central,Electric
  • Cooling: Central,Electric
  • Approx Sq. Feet: 2,034
  • Acreage: 0.17
  • Lot Size: 7405
  • Est. Taxes: $4,306
  • Lot Desc: Paved
  • Boat Access: No
  • Elem. School: W. D. Hartley Elementary
  • Middle School: Gamble Rogers Middle
  • High School: Pedro Menendez High School
  • MLS#: 239611
  • Days on Market: 74 days
  • Website: https://www.raveis.com
    /prop/239611/74alohacir_saintaugustine_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of St Augustine & St. Johns County Board of REALTORS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Anne PapastathisSales Vice President

203.856.6285

Anne.Papastathis@raveis.com

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Francine SilbermanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69244

914.260.2006

Francine.Silberman@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69957

914.260.5535

Mace.Rattet@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Gene RahillyInsurance Sales Director, William Raveis Insurance

917.494.9386

Gene.Rahilly@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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74 Aloha Cir, Saint Augustine, FL, 32080

$824,900

Anne Papastathis

Sales Vice President

William Raveis Real Estate

Phone: 203.856.6285

Anne.Papastathis@raveis.com

Francine Silberman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.2006

Francine.Silberman@raveis.com

NMLS Mortgage Loan Originator ID 69244

Mace L. Rattet

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.5535

Mace.Rattet@raveis.com

NMLS Mortgage Loan Originator ID 69957

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $659,920 $659,920 $659,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.875% 6.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.903% 7.014% 7.041%
Monthly Tax Payment $359 $359 $359
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,502 $4,335 $5,886
Total Monthly Payment $4,953 $4,786 $6,337

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.