Welcome to this upscale 2 bedroom, 2 bath Sheldon home, where charm and modern luxury collide. This stunning property offers a unique opportunity with guest quarters in the basement, complete with electrical hookups for a stove and plumbing for a sink, perfect for transforming into an in-law suite. Step inside to discover a kitchen fit for a chef, featuring brand new GE stainless steel appliances, gorgeous Quartz countertops, and sleek cabinetry. Open concept layout makes entertaining a breeze, with recessed lighting adding a touch of elegance throughout the home. Original Oak hardwood floors with a custom stain bring warmth and character to the space, while luxury vinyl flooring in the basement adds a contemporary touch. Everything is brand new, allowing you to move in and start making memories right away. Plenty of space for a garden, with room for outdoor furnishings to sit & listen to the babbling brook flow by, & gaze at the critters that scamper in the woods behind the house. Located just 12 miles from the interstate in St. Albans, 40 minutes to Burlington, 10 minutes from Enosburg. This property is also ideal for a side hustle with its prime location on Route 105. High speed internet makes it great for remote workers. The design makes this home a versatile space for any lifestyle. This is truly a dream home for those seeking style, comfort, and endless possibilities. Delayed Showings 3/9/2024. Open House 3/9/24 10: 00am to 2: 00pm. Seller is related to Realtor.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,200 | $311,200 | $311,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $206 | $206 | $206 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,123 | $2,097 | $2,668 |
Total Monthly Payment | $2,404 | $2,378 | $2,949 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.