Welcome to this captivating home located at 420 Andrews Road: which is not a through block: a residence designed with both elegance and practicality in mind. This stunning property, boasting 1, 872 square feet of living space, on a generous 50x100 plot. As you step inside to your left is the heart of this home, it's large eat-in kitchen, equipped with granite countertops, instant hot water feature, and not one, but two pantries for ample storage, it's a chef's dream come true. To your right is a large formal dining room adorned with sophisticated wainscoting, making it perfect for dinner parties or daily meals; the dining room seamlessly opens to an expansive great room, also with wainscoting, which is perfect for hosting large gatherings of all sizes. The great room features a 10+ foot ceiling, an additional pantry, gas fireplace, full bath with a skylight, walk-in closet complimented by extra-large windows and skylights flooding the room with natural light. The French doors add more natural light and open to a maintenance free deck, with a gas BBQ which is hooked-up to the house gas line, an ideal setting for outdoor entertainment or a tranquil retreat. Upstairs, three bedrooms await, each promising comfort and privacy. The full bath on this level features a skylight adding a touch of serenity to your daily routine. You will also find pull-down stairs on this level leading to the attic. The home is technologically equipped with 2-zone central air and heating equipment for year-round comfort. Storage is plentiful with an oversized garage featuring a second for extra storage. The finished side of the basement offers a versatile space for any need, complimented by the laundry room with additional storage. The home is located close to all major parkways, buses, shopping and the LIRR.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$868,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $694,400 | $694,400 | $694,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.000% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.377% | 6.851% | 6.664% |
Monthly Tax Payment | $990 | $990 | $990 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,163 | $4,504 | $6,049 |
Total Monthly Payment | $5,245 | $5,586 | $7,131 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.