103 8th STREET E, Winter Haven, FL, 33880 | $220,000

Under contract-accepting backup offers. **Explore Your Rare Investment Opportunity or your New Home!** Nestled on a peaceful dead-end street, this charming residence presents a blend of modern comfort and timeless allure. Boasting 3 bedrooms with good size closets and 2 full baths, this inviting home offers space for relaxation and functionality. Recent upgrades including a new roof, new HVAC system, also a recently serviced septic tank all done in 2023. Modern appliances purchased this year elevate its appeal, while fresh exterior and interior paint add a renewed vibrancy. Additionally, the property features a convenient storage shed and a separate laundry space just outside the home, conveniently covered. This home is also ideal for investors seeking immediate return, this home comes with a reliable tenant, generating $1900 in monthly income with a lease term until April 2024. Located a mere 13 minutes away from the Lego Land theme park, with easy access to a Walmart Supercenter and Publix for your shopping needs. Multiple nearby gas stations, family-owned food trucks, and small markets ensure all amenities are within reach. Revel in the tranquility of the location while being conveniently close to various entertainment options. This listing stands as a rare find in this sought-after area, offering both comfort and a great investment opportunity. Don't miss out on this remarkable chance—schedule a showing today and step into a future of real estate investment!

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 87 x 78
  • Year Built: 1955
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,360
  • Acreage: 0.16
  • Lot Size: 87 x 78
  • Est. Taxes: $1,445
  • Elem. School: Wahneta Elem
  • Middle School: Denison Middle
  • High School: Lake Region High
  • Pet Policy: Yes
  • Appliances: Microwave, Range, Refrigerator
  • MLS#: O6162776
  • Days on Market: 85 days
  • Website: https://www.raveis.com
    /prop/O6162776/1038thstreete_winterhaven_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/16/2024 1:32:10 PM)
Listing courtesy of LA ROSA REALTY CW PROPERTIES L   Phone: 407-910-2168

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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103 8th STREET E, Winter Haven, FL, 33880

$220,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $176,000 $176,000 $176,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.133% 6.256%
Monthly Tax Payment $120 $120 $120
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,201 $1,170 $1,484
Total Monthly Payment $1,396 $1,365 $1,679

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.