Under contract-accepting backup offers. A unique opportunity to own one of the larger waterfront condo homes in Bay Island along with 2 assigned parking spots! Both parking spots are covered and near your front door.
The combined space of 1, 480 sq ft features a split floor plan with 2 bedrooms, 2 baths, a large living area, dining room, spacious kitchen with dinette, and a bonus room for TV, office, or possible 3rd bedroom. Waterview's from your living room, dining room and primary bedroom. The over-sized condo is offered fully furnished with coastal décor.
This first floor unit also has 2 private patios overlooking the serene southwest waterways of Boca Ciega Bay where you can see the dolphins and boats as they go by.
You will enjoy cooking family meals in this sizable kitchen. There are plenty of cabinets, a closet pantry, and room for a kitchen table.
The condo has new vinyl plank flooring in the dining area, hallway, guest bedroom, and carpet in the remaining rooms.
One of the air conditioning units is newer (2020). All windows are impact resistant hurricane and replaced in 2020. The two sliding glass doors are protected by hurricane shutters. The stainless refrigerator and dishwasher are also newer. There is a storage closet on the rear porch and another at the end of the building. The Enterprise building is located close to the pool and tennis court.
Bay Island is an active 55+ community as it offers so many amenities in a fantastic location. Amenities include 24-hour guard gate, 6 pools, tennis and pickle ball courts, billiards, ping-pong, library, saunas, showers, a fitness center , BBQ grills with Tiki hut picnic tables, car wash area, marina and a mile of waterfront sidewalks. You won’t be bored as there are plenty of resident activities and events. Only minutes to the Gulf beaches. And 15 minutes to downtown St. Petersburg restaurants, museums and special events.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$429,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $343,200 | $343,200 | $343,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $519 | $519 | $519 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,341 | $2,281 | $2,894 |
Total Monthly Payment | $2,935 | $2,875 | $3,488 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.