Welcome to your home in Port Jefferson Station! This maintained 4-5 bedroom, 3 bath colonial is a haven of comfort and style. Nestled on a quiet cul-de-sac, this residence offers a perfect blend of modern amenities and timeless charm. Step inside to discover the heart of the home - an updated kitchen, beautifully renovated in 2018, boasting sleek countertops and ample cabinet space. The bathrooms also received a stylish makeover. With spacious bedrooms and living areas, this home provides an abundance of room for your family to thrive. The layout includes the unique feature of two kitchens, one conveniently situated in the potential income suite on the lower level and boasting stainless steel appliances . Imagine the possibilities for extended family, guests, or even a home office! Escape to the great outdoors through sliding glass doors onto the expansive deck overlooking a magnificent sloping backyard. Host gatherings on the patio, surrounded by greenery and tranquility. The ample outdoor space ensures endless opportunities for relaxation and entertainment. This property is not just a house; it's a lifestyle. Enjoy the convenience of a quiet cul-de-sac, providing a peaceful retreat from the hustle and bustle of daily life. Embrace the charm of a colonial home with all the modern updates, creating the perfect blend of comfort and sophistication. Don't miss the chance to make this Port Jefferson Station gem your forever home. Schedule a showing today and envision the life that awaits you!
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Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.518% |
Monthly Tax Payment | $883 | $883 | $883 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,002 | $2,924 | $3,773 |
Total Monthly Payment | $3,977 | $3,899 | $4,748 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.