42 N Spend A Buck DRIVE, Inverness, FL, 34453 | $550,000

Under Construction. NEWLY BUILD HOME with a HUGE BUTLERS PANTRY. Bring your belongings as this home is ready for you in March! This stunner is placed on a large 1 acre lot in the highly sought after Clearview Estates backing up to the 3 mile white fenced horse trail. This Craftsman 3 bedroom (all with walk-in closets) plus versatile den/office/4th bedroom has an 734sqft oversized 2 car garage is laid out perfectly over 1 story with high ceilings. Entering the home you are greeted with the highly sought after open floor plan of a large living room (with tray ceiling), dining room, and kitchen. The chef's kitchen features a cooktop with hood, built-in convection oven and microwave, soft close real wood white shaker cabinets, quartz countertops, large island with breakfast bar seating, subway tile backsplash, under cabinet lighting, and the rare but AMAZING OVERSIZED BUTLERS PANTRY with sink and space for wine fridge. The home also has a split floor plan with the master retreat featuring a tray ceiling, 2 spacious walk in closets, enormous his/her vanities that wrap around the entire bathroom that will keep her stuff away from your vanity, plus a frameless shower. The second bedroom acts as a 2nd primary bedroom with its own private bathroom and walk-in closet located on the other side of the home. This home has many upgrades including 8 foot doors, luxury vinyl flooring in all common areas, subway tile backsplash, BUTLERS PANTRY with pocket doors, detailed large baseboards, quartz countertops, tray ceilings, frameless shower enclosure, sprinkler system and just too many more to list. Tons of covered outdoor space long covered back porch making an entertainer dream overlooking a potential pool in your large backyard. The community has over 3 miles of beautiful white fenced trails and even has a stable to potentially board your horse. These pictures are from another model in a different community. This is one of Spire Homes newest and already hottest models! Come see why everyone is choosing to live in this hilly peaceful neighborhood on acreage with very very low HOA fees. Bedroom Closet Type: Walk-in Closet (Primary Bedroom).

Features

  • Amenities: Stable(s)
  • Rooms: 5
  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 154 x 300
  • Laundry: Laundry Room
  • Year Built: 2024
  • Garage: 2-car Driveway, Garage Faces Side
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,606
  • Acreage: 0.97
  • Lot Size: 154 x 300
  • Est. Taxes: $404
  • HOA Fee: $281 Annually
  • Lot Desc: Landscaped, Oversized Lot
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Electric Water Heater, Microwave, Range Hood
  • MLS#: U8231758
  • Days on Market: 55 days
  • Website: https://www.raveis.com
    /prop/U8231758/42nspendabuckdrive_inverness_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/17/2024 10:18:32 AM)
Listing courtesy of NEXTHOME GULF COAST   Phone: 727-282-5151

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NMLS Mortgage Loan Originator ID 16953

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42 N Spend A Buck DRIVE, Inverness, FL, 34453

$550,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $440,000 $440,000 $440,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.133% 6.256%
Monthly Tax Payment $34 $34 $34
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,002 $2,924 $3,711
Total Monthly Payment $3,128 $3,050 $3,837

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.