Presented byNicole Vargas |
Nestled on a corner lot just outside of town, this charming residence offers the perfect blend of convenience and tranquility. Inside, the home has been lovingly cared for and meticulously maintained. The partially finished basement offers a designated laundry area, workshop and family room for additional space along with direct access to the one car garage. Stay warm and cozy by the Vermont Castings woods stove seated on a beautiful brick hearth in the addition overlooking the backyard, providing the perfect spot to unwind and enjoy the serene surroundings. Outside, the property truly shines with its thoughtful landscaping and abundance of natural light. Enjoy the beauty of the surrounding area with raised gardens and flourishing perennials, creating a picturesque setting for outdoor gatherings or quiet moments of reflection. There are many memories yet to be made around the custom-built fireplace located on the upper deck space. Take advantage of the recent neighborhood tree clearing, which is in its final stages, offering an exciting opportunity to recreate the newly opened land space. There are local range views visible from the property's vantage point. Whether you're savoring morning coffee on the tiered deck or watching the sunset from your own backyard retreat, 497 Pine Ridge Road offers the perfect blend of comfort, convenience, and natural beauty. Don't miss your chance to make this wonderful property your own. Rm sizes are estimated.
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Our Executive Mortgage Banker:
Our Insurance Division:
$289,000
William Raveis Real Estate
Phone: 978.995.0316
Nicole.Vargas@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 978.314.1072
Joanne.OKeefe@raveis.com
NMLS Mortgage Loan Originator ID 38342
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,200 | $231,200 | $231,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.538% |
Monthly Tax Payment | $270 | $270 | $270 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,577 | $1,537 | $1,982 |
Total Monthly Payment | $1,922 | $1,882 | $2,327 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.