132 Center Street, Millerton (North East), NY, 12546 | $399,000
Like New. . Completely Renovated. This house is a perfect blend of old charm and modern style. It has been renovated with energy efficiency and current trends in mind. You will love the spacious living room that connects to a brand new kitchen and dining area. There is also a bedroom, a bathroom, and a laundry room on the main floor. Upstairs, you will find three more bedrooms and another bathroom for your family or guests. The house has been upgraded with a new roof, new systems, and new features. You will enjoy the comfort and savings of the mini-splits that provide central air and heat, the Pella windows that keep the heat in, the foam insulation that seals the gaps, and the LED lights that brighten the rooms. All flooring has been replaced with hardwood in the living areas and ceramic in the bathrooms. On the exterior you'll find new siding and gutters, a gorgeous new paver path leading to the bluestone front entry stairs, along with a newly paved driveway. Step down off the side deck to a lovely paved patio. One of the greatest assets to this offering is its location. It's a short walk to the ever-popular Main Street Millerton, the Harlem Valley Rail Trail and about 15 minutes to the Metro-North Train Station. This house is a gem that you don't want to miss. , AboveGrade: 1554, APPLIANCES: Water Softener, Basement: Interior Access, Sump Pump, Below Grnd Sq Feet: 888, Cooling: Heat Pump, EQUIPMENT: Carbon Monoxide Detector, Smoke Detectors, Water Filter, FLOORING: Ceramic Tile, Wood, FOUNDATION: Block, InteriorFeatures: Electric Dryer Connection, Washer Connection, ROOF: Asphalt Shingles, Unfinished Square Feet: 888
Features
- Town: Millerton
- Bedrooms: 4
- Baths: 2 full
- Style: See Remarks
- Year Built: 1860
- Garage: Off Street
- Heating: Electric
- Cooling: Central Air
- Basement: Full, None, Unfinished, Walk-Out Access
- Approx Sq. Feet: 2,442
- Acreage: 0.45
- Est. Taxes: $3,591
- Elem. School: Webutuck Elementary School
- High School: Webutuck High School
- School District: North East
- Appliances: Dishwasher, Microwave, Oven, Refrigerator
- MLS#: 417461
- Days on Market: 230 days
- Website: https://www.raveis.com
/prop/417461/132centerstreet_millerton_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
132 Center Street, Millerton (North East), NY, 12546
$399,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $319,200 | $319,200 | $319,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.945% | 7.171% | 6.538% |
| Monthly Tax Payment | $299 | $299 | $299 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,178 | $2,122 | $2,737 |
| Total Monthly Payment | $2,552 | $2,496 | $3,111 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535