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425 78th AVENUE, St Pete Beach, FL, 33706 | $450,000
One or more photo(s) has been virtually staged. **OWNER FINANCING AVAILABLE! Embark on a sun-kissed adventure and immerse yourself in the coastal bliss of this adorable beach bungalow, nestled just moments away from the pristine white sands of St. Pete Beach and the azure embrace of the Gulf of Mexico. Whether you are seeking the idyllic setting for your forever home, a dreamy vacation retreat, or a lucrative beachside rental opportunity, this gem is poised to fulfill your aspirations. Light and bright 2 bedrooms, 1 bathroom home with an oversized 340 SQ FT detached garage which is a treasure trove of possibilities; offering ample space for a workshop, additional storage, and the convenience of remote access—a rare find in this coastal paradise. This petite size coastal cottage lends well to a minimalistic lifestyle! The BONUS SPACE front and back porches with easy care terra cotta tile BRING THE TOTAL SQ FOOTAGE OF THE COTTAGE TO 840 SF. Hardwood flooring and tile throughout interior, and inviting arched doorways, space in kitchen for dining. The backyard is fully fenced and features coconut palms, paver patio and lush lawn. Living here means more than just a place to call home; it's an invitation to become part of the vibrant St Pete Beach community. Stroll to the beach to bask in breathtaking sunsets, become a familiar face at beloved local eateries like Verducci’s Italian Restaurant (next door!), The Helm (across street!) and Mastry’s Brewery, and dive into the heart of community life with events at the nearby St. Pete Beach Community Pool and Corey Avenue's bustling shopping district where you can explore locally owned restaurants, shops, boutiques, post office, art shows and the fabulous Sunday Morning Corey Avenue Market.
Don't just dream about beachside living—dive into the experience with our immersive walk-through and drone video. Discover the charm, the community, and the countless possibilities that await in this delightful and affordably priced beach cottage. Your perfect beach hideaway is calling—answer it and become the beach enthusiast you've always aspired to be!
Features
- Rooms: 7
- Bedrooms: 2
- Baths: 1 full
- Lot Size: 50 x 100
- Laundry: Inside
- Year Built: 1948
- Garage: 1-car Driveway, Garage Door Opener, Off Street, Workshop in Garage
- Heating: Electric
- Cooling: Central Air
- Approx Sq. Feet: 667
- Acreage: 0.11
- Lot Size: 50 x 100
- Est. Taxes: $5,170
- Elem. School: Azalea Elementary-PN
- Middle School: Azalea Middle-PN
- High School: Boca Ciega High-PN
- Appliances: Dishwasher, Microwave, Range, Solar Hot Water, Washer
- MLS#: U8233522
- Days on Market: 51 days
- Website: https://www.raveis.com
/prop/U8233522/42578thavenue_stpetebeach_fl?source=qrflyer
Listing courtesy of RE/MAX PREFERRED Phone: 727-367-3636
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
425 78th AVENUE, St Pete Beach, FL, 33706
$450,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $360,000 | $360,000 | $360,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
| Monthly Tax Payment | $431 | $431 | $431 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,456 | $2,393 | $3,038 |
| Total Monthly Payment | $2,962 | $2,899 | $3,544 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388