23 Monaco TER, Naples, FL, 34112 | $195,000

Last Buyers Couldn Qualify for the HOA membership. Now offering a well kept manufactured home in highly sought after Riviera Colony. The home sits directly across from the lake on a private no through street. Wood plank flooring in all the main areas. In home laundry, a screened in porch perfect for sitting out in the fresh air. A covered carport, new roof in 2018, newer AC and more. Riviera colony is a premier 55 and over community with a clubhouse, community pool, community room and an events calendar to keep you going seasonally or year-round. Great neighbors in a great neighborhood close to everything in Naples.

Features

  • Building Design: Manufactured
  • Amenities: Bocce Court,Clubhouse,Community Pool,Community Room
  • Rooms: 1
  • Bedrooms: 2
  • Baths: 2 full
  • Style: Florida
  • Development: RIVIERA COLONY
  • Year Built: 1992
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Approx Sq. Feet: 1,064
  • Acreage: 0.13
  • Est. Taxes: $552
  • Master HOA Fee: $388
  • Lot Desc: Across From Waterfront,Dead End,Oversize
  • View: Lake,Landscaped Area
  • Community Type: Mobile/Manufactured
  • Water Front: Yes
  • Elem. School: SCHOOL OF CHOICE
  • Middle School: SCHOOL OF CHOICE
  • High School: SCHOOL OF CHOICE
  • Pet Policy: With Approval
  • MLS#: 224021763
  • Website: https://www.raveis.com
    /prop/224021763/23monacoter_naples_fl?source=qrflyer
Courtesy of

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Esin SusolSales Associate

857.350.0921

Esin.Susol@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Kate RockettVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1500191

617.281.4872

Kate.Rockett@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Nicole DelaneyInsurance Sales Director, William Raveis Insurance

781.724.3515

Nicole.Delaney@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

23 Monaco TER, Naples, FL, 34112

$195,000

Esin Susol

Sales Associate

William Raveis Real Estate

Phone: 857.350.0921

Esin.Susol@raveis.com

Kate Rockett

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 617.281.4872

Kate.Rockett@raveis.com

NMLS Mortgage Loan Originator ID 1500191

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $156,000 $156,000 $156,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.171% 6.538%
Monthly Tax Payment $46 $46 $46
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,064 $1,037 $1,338
Total Monthly Payment $1,185 $1,158 $1,459

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.