Fairy tales & unicorns ARE real, and wishes DO come true! We have PROOF! Welcome to the house of splendid surprises where every step brings a new discovery of cool spaces! Pinch yourselves and head over (no need to drive. . . more on that later!) to this 4 bedroom (lives like 5!) at 116 6th Avenue which is arguably the most charming piece of architecture and design you will likely see anywhere! Take the train and walk 2 blocks to the "secret" stairway up to this amazing English Cottage on a private cul-de-sac (or you can always drive!). Arrive on the enchantingly inviting stone patio (can you spot the original hitching post?) & step inside where you will smile into the large living room with it's cathedral ceiling, period chandelier, Inglenook fireplace with it's masterful brick surround & hearth and original mill work. The windows will wow, and the serenade loft doors way up above the fireplace will delight. Pop in to the eat-in kitchen which awaits your vision, your sour dough starters & gingerbread dreams. A mudroom highlights some of the magic sprinkled throughout this home. Main level bedrooms, flex rooms & a full bath adds to the convenient lifestyle. Staggered levels up or down a few stairs to more bedrooms, office or art rooms, another full bathroom, tucked away reading nook, a room to play or hang out for movie night. . . so many spaces! Out back there is yet another surprise! The yard (a secret garden) is lush, level and fenced. . . and oh so private! The al-fresco dining patio and stone fire place will spark your entertaining imagination. You can actually live an automobile free life as everything you need from train to town is incredibly near. All this plus the brand new Hutchinson Elementary School. There's no place like home. . . Come get your kicks at 116!
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Our Executive Mortgage Banker:
Our Insurance Division:
$875,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $700,000 | $700,000 | $700,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.375% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.229% | 6.486% | 6.307% |
Monthly Tax Payment | $1,745 | $1,745 | $1,745 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,030 | $4,367 | $5,954 |
Total Monthly Payment | $5,867 | $6,204 | $7,791 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.