Welcome to your serene seaside sanctuary! Located on the no-drive section of New Smyrna Beach, this exquisite 1-bedroom, 1-bathroom condo boasts direct ocean views from the common areas and the bedroom. Open the sliding doors to your private balcony and unwind with the gentle lullaby of the waves. The bedroom includes two closets – a large walk-in and a smaller closet that can be locked for the owner’s use. The bathroom can be entered from the hallway, or from a pocket door that leads to the versatile flex space. It is currently configured as an additional sleeping space with cozy bunk beds, ideal for accommodating guests or maximizing rental potential. Whether you're seeking a full-time residence or a lucrative investment opportunity, this beachside oasis has it all. Adorned with décor and furnishings that evoke a sense of coastal charm, this unit is being sold turnkey. Fully furnished with tasteful decor and linens, all you need to do is pack your bags and prepare to embark on your coastal adventure. SeaCoast Gardens I has one of the lowest monthly fees in the area. Don't miss your chance to own a slice of paradise. Schedule a showing or step in to the 3D tour today and start living the beachfront dream!
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Our Executive Mortgage Banker:
Our Insurance Division:
$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $449 | $449 | $449 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,319 | $2,291 | $2,915 |
Total Monthly Payment | $2,843 | $2,815 | $3,439 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.