NEWLY PRICED UNDER APPRAISED VALUE. Experience southern charm in this 4 bedroom, 2 bathroom, 2, 414 soft residence nestled on a quiet cul-de-sac just 10 minutes from the white sand beaches of Siesta Key. As you step inside this perfect family home, you are greeted by a warm living area that quickly unfolds into the newly designed kitchen and dining room. it's a sanctuary where families gather, laughter flows, and memories are forged over delectable dishes prepared with love and shared with joy. With four spacious bedrooms, this home is a haven designed for those who appreciate the finer things in life. Whether hosting grand family gatherings or embracing the warmth of multi-generational living, every corner of this residence exudes comfort and style. But wait, there's more! Step outside into your own private expansive back yard fenced paradise, where the tropical allure of the backyard beckons with a fire pit and gazebo. The perfect setting for unforgettable family barbecues under the sun-kissed skies! Conveniently located just 13 minutes to downtown Sarasota, world famous restaurants and prime shopping and three minutes to the local high school. Updates include: New roof 2022, whole-house interior paint/baseboards 2023, kitchen remodel 2023, full bath remodel 2022, whole-house flooring 2023, windows in Florida room 2023, fire pit 2023.
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Our Executive Mortgage Banker:
Our Insurance Division:
$519,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $415,200 | $415,200 | $415,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $476 | $476 | $476 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,832 | $2,760 | $3,501 |
Total Monthly Payment | $3,400 | $3,328 | $4,069 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.