Under contract-accepting backup offers. Welcome to your dream home in the heart of Florida's serene and desirable location! This beautiful 4-bedroom, 2-bathroom 2531 sq ft sanctuary offers everything you've been searching for and more. . . This home exudes modern classic elegance and style. SELLER WILL CONTRIBUTE UP TO $5000. 00 TOWARDS BUYER'S CLOSING COST WITH A FULL PRICE OFFER! MOVING IN READY! SPLIT-BEDROOM FLOOR PLAN! Best of all, this home features low HOA fees, making it an affordable option for those seeking a luxurious lifestyle without breaking the bank. The front screen porch offers a tranquil water view, setting the tone for relaxation. The open-concept layout seamlessly connects the living, dining, and kitchen areas, offering an ideal space for both everyday living and hosting guests. The Florida room adds space for relaxation or as bonus room to make it your own. This home is not just beautiful, with abundant natural light filtering through large windows and glass sliding doors creating a bright and airy atmosphere. The large front bedroom has a view of the lake with an additional separate entrance to & from the screened porch. The whole-home water treatment system ensures that every drop of water is healthier. No need to worry about updates, as this home features a single roof that’s just (3) years old, new electrical panel, all outlets & switches have been replaced, upgraded light fixtures and ceiling fans, water heater was replaced as per insurance requirements. New waterproof laminate floors & carpet. The kitchen has upgraded solid countertops and is equipped with stainless steel appliances less than two years old, a new faucet, a Kraus sink, water filter. Blinds are installed for privacy throughout. The guest bathroom has been upgraded with a new toilet, sinks, and faucets and the master room bathroom has been fully remodeled. The entire interior and exterior have been freshly painted. The home was re-plumbed a few years ago. Siding is real Cedar and Hardi plank. Outside, you'll find a private oasis waiting for you. Enjoy your own 15 x 32 heated private pool all year round with plenty of deck space. The property is fully fenced with high-quality wood fencing, offering both security and privacy. With 1/3 of an acre of land, there's plenty of room for outdoor activities, and the gated fence provides additional space for parking vehicles or even storing a boat or RV. Harbor Oaks is conveniently located near St. Cloud & Kissimmee lakefront complexes for fun-filled activities. Turnpike access, the NEO City, Valencia CC, Osceola Stadium/Heritage Park. . . fish camp is 5 minutes away. Great schools are close as well as shopping, churches, hospitals and pharmacies. Don't miss out on the opportunity to make this your forever home. Schedule a viewing today!!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $476,000 | $476,000 | $476,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $273 | $273 | $273 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,247 | $3,207 | $4,081 |
Total Monthly Payment | $3,612 | $3,572 | $4,446 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.