Welcome to 20 Albany Street, where luxury meets comfort in this stunningly renovated home nestled in the sought-after neighborhood of North Deer Park, NY. Boasting meticulous attention to detail and contemporary finishes, this residence offers an unparalleled living experience. Completely Renovated with impeccable taste in 2020, this home showcases modern elegance and sophistication throughout. Sprawling across a 100 x 100 lot size, this expansive ranch features three bedrooms, including two luxurious en suites, each equipped with custom walk-in closets for ultimate convenience. The heart of the home is the expansive kitchen, adorned with granite countertops, a stylish stone backsplash, and top-of-the-line stainless steel appliances. Vaulted ceilings and skylights enhance the sense of space and light, while crown moldings and wainscoting add a touch of refinement. Hardwood floors, recessed lighting, and large windows abound, bathing the interiors in natural sunlight and creating an inviting atmosphere. Step outside to discover a fenced-in, park-like property, offering privacy and serenity. Perfect for outdoor entertaining or simply unwinding in the tranquility of nature. Nestled in the desirable North Deer Park neighborhood, this home enjoys proximity to a variety of amenities, including parks, schools, shopping centers, and dining options. With easy access to major highways and public transportation, commuting to neighboring areas is convenient and hassle-free.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$629,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $503,999 | $503,999 | $503,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $670 | $670 | $670 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,438 | $3,396 | $4,321 |
Total Monthly Payment | $4,200 | $4,158 | $5,083 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.