Welcome to this beautiful, move-in ready, three-bedroom, two-and-a-half-bath Colonial retreat in South Sayville just a stroll away from the beach and park. Beyond the inviting 2-story foyer lies a meticulously maintained residence featuring a splendid ambiance throughout. Custom window treatments, crown molding and laminate wood floors in both the Living Room and Dining Room. The Family Room has a vaulted ceiling and impressive floor-to-ceiling stone wall with gas fireplace which is dual sided to Dining Room, oversized windows and sliding glass door leading to patio. The eat-in kitchen has been updated and features cherry cabinets, Silestone countertops, GE stainless steel appliances, skylight over eating area, and second sliding glass door to outdoor patio for entertaining. The Laundry/Mud Area, with outside entry, adds practicality to the space. The Primary bedroom has vaulted ceiling with ceiling fan for comfort, laminate wood floor, gas fireplace, balcony, and custom walk-in closet. Embrace outdoor living on the wrap-around front porch or the Cambridge Armortec Paver patio in the private fenced backyard surrounded by lush landscaping. Convenient features include a custom-built shed, a spacious driveway, central air, a new hot water heater with a Weil McLain Boiler, three gas fireplaces, inground sprinklers, solar panels, and inside entry from the attached garage-Low taxes! This residence is a harmonious blend of contemporary style, comfort, style, and practicality.
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.893% | 7.171% | 6.623% |
Monthly Tax Payment | $1,045 | $1,045 | $1,045 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,306 | $4,248 | $5,524 |
Total Monthly Payment | $5,443 | $5,385 | $6,661 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.