Under contract-accepting backup offers. Get ready to kick back, relax, and embrace the maintenance-free lifestyle at Casa Loma on Scott Lake in south Lakeland. Picture this: a charming 3-bedroom, 2-and-a-half-bath home that is ready just for you! We're talking high ceilings, and a spacious interior so fancy they'll make you do a double take. Step inside from the carport and prepare to be amazed by the living room/den combo that opens up to the kitchen. This kitchen is a dream come true, with sleek Corian countertops, enough cabinets and counter space, and a cute little breakfast bar to make your holidays parties a treat. And that's not all—the dining room flaunts a beautiful view of the grounds with a lake view, adding a touch of character to your meals, natural light pours in from every angle, making the whole space feel bright and airy. Now, let's head upstairs and discover three delightful bedrooms. The master bedroom is a spacious sanctuary, complete with a generous closet that will make your shoe collection do a little victory dance. The master bath boasts a tiled bathtub/shower combo. Downstairs, you'll discover a glorious courtyard that's begging to be enjoyed. Picture yourself sipping your morning coffee, or better yet, cozying up by the fire pit in the evening. And hey, guess what? You even get a beautiful glimpse of the lake! The carport has room for not one, but two shiny cars, and there's a handy storage room too. The front courtyard is your personal oasis, offering both ample space and some much-needed privacy. The community itself is a paradise, with two swimming pools to splash around in, a playground for the young at heart, a tennis court for those Wimbledon dreams, a clubhouse for get-togethers, and a lovely walking path to stretch those legs. And the icing on the cake? All residents have access to Scott Lake, so you can dip your toes in the water whenever the mood strikes. The AC unit was installed 2022, and even the water heater got in on the action in 2020. That plus exterior maintenance and roofing covered through the association. Talk about a move-in-ready condo that's got it all! This gem of a home is conveniently located near—shopping, dining, medical facilities, and even the Polk Parkway for easy access to wherever your heart desires. So, what are you waiting for? Don't miss out on this chance to live the good life at Casa Loma. It's time to say goodbye to maintenance headaches and hello to pure relaxation. Trust me, you won't regret it!
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Our Executive Mortgage Banker:
Our Insurance Division:
$295,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $236,000 | $236,000 | $236,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6..375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.623% |
Monthly Tax Payment | $248 | $248 | $248 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,610 | $1,569 | $0 |
Total Monthly Payment | $1,933 | $1,892 | $323 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.