Embark on an adventure of charm and versatility with this meticulously-maintained federal brick home(on deed its a 2 family with taxes less then a single family), boasting a sturdy stone foundation. Above the garage awaits a delightful apartment with oak strip floors, ready to be transformed into your private retreat, home office, or lucrative rental space. Inside, hardwood floors lead you to a spacious main bedroom featuring an expanded walk-in closet. Stay snug with the convenience of an infrared space heater fueled by city gas, while a hardwired generator hookup ensures peace of mind during power outages. Journey to the walkup attic, where a thermostat-controlled fan promises whole-home cooling and ample storage space awaits. Outside, the fenced backyard beckons with potential for a charming gazebo or lush garden oasis. Plus, a convenient back entrance to the garage sets the stage for delightful picnics. This home is seamlessly connected to public water and sewer, with added enhancements including a whole house water filter, reverse osmosis filter, Buderus furnace, and a newer electric hot water heater. Dive into the fun and excitement of solid construction and versatile living spaces in this professionally-appointed haven!
Type | Level |
---|---|
Bedroom 1 | Main |
Bedroom 2 | Main |
Dining Room | Main |
Living Room | Main |
Other | Other |
Primary Bedroom | Main |
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William Raveis Real Estate
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Contact@raveis.com
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $187,940 | $187,940 | $187,940 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $236 | $236 | $236 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,282 | $1,266 | $1,611 |
Total Monthly Payment | $1,593 | $1,577 | $1,922 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.